Comparing International Rates

I have been checking out and comparing international rates of Verizon, AT&T, Google Voice, Magic Jack and Vonage of course to see where I could save money.

Here are the links to their international calling rates.
Verizon
AT&T
Google Voice
Magic Jack
Skype
Vonage

There are big difference on the prices. But I found Google Voice the cheapest to call the Philippines. It is not the most convenient method unless you have an iPhone or Android phone to install the app. But if you could settle on using your PC in placing international call then this will save you a lot of money.

Lower Your Credit Card Interest to Save Money

This will blow you mind, especially if you have a raging credit card interest with big dept on the card. I just found out that you can lower your credit card interest with a simple phone call to the credit card company. Call them them and make an inquiry, a simple question "Can you lower my interest rate?" will impact your monthly credit card bills. Just be polite if the first time you call they say no then ask them how can you make it low. If the first time you did not succeed call again and if you need to call them everyday then do it, there are thousand of agents one of them will agree with you.

You could also ask to talk to a manager and ask him to lower it and if he say no then ask him how can you lower it.

Just remember to be polite and give due respect to the agents. Ask and you shall received... I just did.

Share this to all you friend, it might help them save money too. (Just click the Facebook icon on the upper right corner for easy sharing on Facebook)